Howard's America

I never thought I would run for office because the whole idea of dealing with politicians just bores me.

I don’t want to know them.

After spending so much time in Coronado, California though, a sliver of America that is almost perfect but has many of the same problems (real estate, housing) as the rest of America, I would rethink.

It starts with community. Communities are miracles for sure but there needs to be one for significant change to happen. The community needs to be completely supportive (good scenairo) or completely apathetic.

In Howard’s America, there would be no credit cards. We would assume EVERYONE is broke except for those with credit scores above say 700 or 800. We would RESET.

Capital One…broken up (I am short Capital One and seems like I always am). American Express (no position, just torn up cards)…adios.

Best Buy….see ya. I would save Radio Shack, because selling chords, headphones and battteries from a local strip mall is a noble business, but it would accept debit cards or cash only.

If you must use a CREDIT CARD to buy a 46 inch, flat screen television, you can’t have it. There is NOTHING in a Best Buy that this country needs (no position).

Bank of America and Citibank would have their credit card operations taken away. They have lost their priviledge. Chase Manhattan too. Their dumb iPhone app seals that assanine bank.

Banks take deposits in Howard’ America and they lend it to American citizens .Equifax and Transunion no longer have authority over credit ratings, your social graph does.

Just a start. I do think some of these changes are possible by just consuming with responsibility. They do not require any radical Lindzon policies.

Stop spending.